Being well prepared for your retirement years is an important achievement in life. Being able to relax and enjoy life as result of your many years of hard work and prudent sacrifices is direct proof of your success.
Variables differ from person to person as they approach their retirement planning. Often determined by financial circumstance and personal commitments, making the decision of when to retire can have a significant impact on the preparation of that all-important day in your working life.
With reference to the preparation of your retirement savings, Guangdong International Capital believe that two constants exists for each and every client; that is that it is never too early or too late to start preparing for the future.
However it goes without saying that the earlier you start making regular and manageable contributions to your retirement fund, the greater the rate of compounded accumulation will become. Perhaps more important than the size of the pot and the extra comfort it will bring, is the general piece of mind that comes with the knowledge that your lifestyle will continue in the manner that you have become accustomed to during your working years.
The process of retirement planning has experienced a dramatic shift since the turn of the century. Two main shifts that will have a considerable impact on retirement capital can be categorized as follows;
Increased life expectancy
Pension plan funding deficits
As a result of these two factors the general public are highly likely to experience a negative effect on the purchasing power of their retirement income. It is an almost endless list of negative consequences that are caused by the retirement planning shift effect, and a list that sophisticated individuals are working hard to combat.
Acting sooner rather than later will have such a positive effect on your retirement income that you will wish you had begun preparations even earlier. Guangdong International Capital will help you to determine what retirement goals can be achieved based on your personal aspirations and circumstances.
Creating a structured roadmap towards retirement and incorporating key milestones will provide you with a vision of how your retirement years will be spent. Of course this vision will consider a variety of contributing factors and will require serious thought as to what sacrifices will be made today to enable to choices of the future to become a reality.
Guangdong International Capital is an independent investment and wealth management firm dedicated to providing a holistic, best-in-class service for clients and their families.
Guangdong International Capital
Telephone : +852 5808 8645 
Email : info@gdicapital.com